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Capital One is dedicated to fulfilling and supporting each member of our team. We’re focused on helping associates live well—physically, financially and emotionally. When you join us, we support you and those who are most important to you, offering full coverage for spouses, domestic partners, and dependents.

We’ve designed our benefits program to be flexible, comprehensive and consistent across our organization. From health and fitness centers and discounts, to training and professional development programs—and much more—you’ll discover that Capital One is committed to helping you live your best life.

  • Click to view information on Health Benefits

    Health

    health

    • Medical Care

      Associates have three medical plan options to help make it easier for you to get the care you need. You’ll have access to a large network of doctors and hospitals throughout the country.

    • Dental Care

      Capital One provides two dental plan options to help you care for your oral health. Both plans give you access to network providers at negotiated discount costs.

    • Vision Care

      To help you pay for your vision care needs, Capital One offers you a vision plan inclusive of a routine eye exam, frames and either eyeglass lenses or contact lenses.

    • Prescription Drug

      When you enroll in a Capital One medical plan, you’re also automatically enrolled in prescription drug coverage.

    • Wellness Programs

      Whether you’re just getting started with your health goals or shifting into high gear, our wellness partner has the guidance, support and tools to help get you going—all while earning rewards.

    • Doctor on Demand

      If you're enrolled in the Capital One Medical Plan (U.S.), you and your eligible covered dependents can use Doctor on Demand at no cost to you, which provides access to world-class physicians 24/7/365 via online video consultations from your computer or smartphone/tablet.

    • Advance Medical

      Advance Medical can help answer questions on any condition or treatment.

    • Castlight Health

      Use Castlight to shop for doctors, prescriptions, and medical services.

    • Wiser Health

      Through the personalized, interactive Wiser Health website, you and your family can review over 200 conditions and make treatment decisions based on medical research, most used treatments, your personal preferences, and even how doctors would treat themselves if they had a condition.

    • Health Centers

      Some of our People Center locations have on-site health centers which offer full-service care for associates and dependents.

    • Fitness Centers

      To encourage regular physical activity and its many physical and mental health benefits, Capital One provides on-site fitness centers for our associates at 11 of our locations.

  • Click to view information on Wealth Benefits

    Wealth

    Wealth

    • 401(k) and Retirement

      The Capital One 401(k) Associate Savings Plan is a convenient, tax-effective way to help save for retirement. In addition to your contributions, Capital One helps grow your retirement savings by contributing to your 401(k) Plan account.

    • Life Insurance and Disability

      Full-time and eligible part-time associates receive provides Basic Life and Accidental Death and Personal Loss Insurance (AD & PL) at no cost to you, and the option to purchase additional life and AD & PL insurance for yourself and voluntary life insurance for your dependents.

    • Health Care and Dependent Care Flex Spending Account

      Save money to pay for qualified health or dependent care expenses with pre-tax dollars. In addition to your contributions, Capital One helps match a portion of your contribution

    • Associate Stock Purchase Plan

      All full-time and part-time associates in the U.S. are eligible to participate in the non-qualified Capital One Associate Stock Purchase Plan (ASPP).

    • Associate Discounts and Savings

      Capital One offers a wide variety of special programs and promotional discounts that benefit you and your wallet.

    • Adoption Reimbursement

      Adoption Reimbursement Program provides guidance and financial support to associates who choose to build their families through adoption.

    • Educational Assistance

      This plan allows you to be reimbursed for eligible degree or non-degree courses taken for academic credit at an accredited school for personal or career growth.

  • Click to view information on Life Benefits

    Life

    Life

    • Time Off Programs

      We offer two types of time-off:

      • Non-exempt associates: Paid Time-Off (PTO)

        The PTO program provides non-exempt associates with a "bank" of time that they can use at their discretion, such as for a vacation, illness or other time-off need.

      • Exempt associates: Vacation time

        Capital One provides exempt associates the opportunity to earn vacation month by month from the date of hire.

    • Parental Leave

      Associates can take 18 weeks for Maternity Leave, and 8 weeks for Paternity Leave, Adoption/Foster Care Leave, and Birth via a Surrogate.

    • Employee Assistance Program

      Capital One's Employee Assistance Program (EAP) offers face-to-face or telephone counseling and provider referrals. The EAP also provides information and services for a wide range of needs, such as moving, coping with change or even finding a pet sitter.

    • Child/ Family care

      The Back-Up Child Care Advantage Program and the Back-Up Family Care Advantage Program provide alternative care options during a lapse or breakdown in normal care arrangements for your children or other family members.

Additional information

Eligibility for Capital One benefits is based on your employment status:

  • If you’re a full-time associate, you're eligible for Capital One benefits on your date of hire.
  • If you’re a part-time associate (regularly scheduled to work at least 20 "standard hours" per week as maintained in Capital One's system of record, Workday), you’re eligible for Capital One health benefits (except Short Term Disability) after 90 days of employment.
  • If you’re rehired any time by Capital One as a part-time associate, you must have completed 90 days of full-time or part-time service before your original departure to be eligible for health benefits on date of rehire.

Eligible dependents include:

  • Your spouse or domestic partner
  • Dependent children that are married or unmarried—including adopted children, children in foster care and stepchildren. Children are eligible from the day they are born, adopted or placed with you as a foster child until their 26th birthday
  • Your domestic partner’s biological or adopted children who reside with you to the end of the month of their 26th birthday
  • Other minor children if you’re a legal guardian
  • Older children with mental or physical impairments maybe eligible, as certified by Anthem

Domestic Partner: Eligible associates may enroll their domestic partners for medical, dental, vision and life insurance coverage.

View our full Benefits

The benefits described on this page apply solely to employees of Capital One in the United States and are subject to the terms and conditions of any plans or policies for such benefits, as may be amended from time to time.

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