Commercial Rotation Program Associate - 2026

Overview

Commercial Rotation Program Associate - 2026

Key Role Details

• Full-time new hires for this role will start as a cohort in a rotational program in July 2026.

• This role is a full-time associate position within a two-year rotational program, designed as a career accelerator to foster the next generation of leading talent. 

• Rotations occur at the one-year mark and allow for hands-on experience in two distinct roles.  

• Rotations may allow the opportunity for a change in location. 

• Upon program completion, associates are given the opportunity to apply to roles within the Commercial Bank across all business areas and geographies, or explore other opportunities at Capital One. 

• Participation in the program requires that you are located in the continental United States with in-person attendance at your assigned location, in accordance with Capital One’s hybrid working model.

At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer).

Basic Qualifications

• Currently has, or is in the process of obtaining, a Bachelor’s degree or higher with an expectation that you will complete your most recent full-time degree program by July 2026 or earlier.

Commercial Rotation Program Associate - 2026

Capital One’s Commercial Banking group is a passionate and entrepreneurial team embracing bold ideas and fostering collaboration to deliver great products. Today, the Commercial Bank services a $70 billion loan portfolio, serving more than 6,100 clients. We span several lines of business to deliver strategic client solutions by driving digital innovations that transform businesses and industries.

What is the Commercial Rotation Program?

The Commercial Rotation Program (CRP) is a two-year rotational program designed to help you launch a challenging, accelerated and rewarding career. You’ll have the tools to build a strong foundation in Commercial credit analysis, Commercial risk management, and other various functions and products offered to clients.

As a part of the Commercial Rotation Program, you’ll participate in two rotations across various Commercial Bank business areas including: Healthcare & Technology, Media and Telecom, Energy Banking, Financial Institutions, Middle Market Banking, Commercial Real Estate, and Credit Risk & Analytics. 

Rotation locations may include McLean, VA; Houston, TX; Dallas, TX; Chicago, IL. 

Associate placement in each location is determined by business demand, and associates must be open to changing geographic locations at least once throughout this two-year program. 

Throughout both rotations, you’ll be an integral part of your team and have a wide variety of hands-on experiences. You’ll develop a thorough understanding of commercial banking and risk management, while learning the fundamentals of relationship management, underwriting and portfolio management. Ongoing training will provide an in-depth look into critical teams and support functions, offering you a unique perspective across the Commercial Bank.

You’ll receive ongoing mentorship and career development from seasoned leaders and executives across the Bank, helping you build the necessary skills, competencies and experiences to accelerate your career. Challenging team and individual projects, client interaction, broad business exposure, along with an immersion into multiple areas of the Commercial Bank that will allow you to develop a strong foundation in financial & credit analysis and grow as a leader in the financial services industry.

Upon program completion, you’ll be given the opportunity to apply to roles within the Commercial Bank across all business areas and geographies. Many of our graduates go on to pursue careers in areas like Underwriting and Portfolio Management, Commercial Real Estate, Corporate Banking, Credit Risk, and more.

We value collaboration and innovation. On the Commercial Banking team, you’ll find energized, positive people rolling up their sleeves to deliver value-added solutions, products and services for our clients. If you want to be part of a fast-paced, client-centric and strategically-growing business, Capital One Commercial Bank wants you to join our talented group! 

Roles and Responsibilities:

• Participation in loan origination, structuring, underwriting and risk evaluation of credit facilities

• Research and analysis of industry and market data to complete financial projections 

• Analyzing financial statements, portfolio and the company to support business development and credit decisions

• Ability to prioritize assignments and multi-task with strong attention to detail

• Ability to work in a fast-paced, collaborative and dynamic environment

An ideal candidate would possess:

• Exceptional interpersonal, verbal communication and writing skills

• Strong quantitative, analytical, problem solving and conceptual skills

• Examples of demonstrated leadership and team-oriented traits

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Cambridge, MA: $97,000 - $97,000 for Commercial Rotation Program Associate

Chicago, IL: $88,000 - $88,000 for Commercial Rotation Program Associate

Houston, TX: $88,000 - $88,000 for Commercial Rotation Program Associate

McLean, VA: $97,000 - $97,000 for Commercial Rotation Program Associate

Plano, TX: $88,000 - $88,000 for Commercial Rotation Program Associate

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).