Principal Risk Specialist- Pulse

Overview

Principal Risk Specialist- Pulse

Are you ready to lead from the front line of a top 10 bank? Do you thrive in a high-visibility environment where your strategic relationship-building and deep data insights translate directly into innovative risk solutions? As a Risk Manager for PULSE Operations at Capital One, you won't just monitor risk—you will partner with business leaders to actively shape our defense strategies, ensuring the company remains stable, resilient, and profitable.

We are seeking highly motivated Risk Management professionals who blend sharp organizational prowess, data-driven analytical skills, and exceptional communication. In this role, you will enjoy significant exposure across core operations and product teams, empowering you to design, champion, and implement progressive frameworks that safeguard our enterprise.

Responsibilities:

• Framework & Compliance Governance: Oversee the operational risk management framework, internal controls, and compliance monitoring specifically for PULSE Operations.

• Risk Identification & Mitigation: Proactively identify, assess, and mitigate operational, financial, and reputational risks across complex business processes.

• Strategic Partnership: Partner with cross-functional teams, product managers, and business leaders to drive continuous process improvements and elevate risk maturity.

• Control Mechanism Design: Design and implement robust control mechanisms and Key Risk Indicators (KRIs) to proactively detect and neutralize operational vulnerabilities.

• Audit & Assessment Leadership: Lead rigorous risk assessments and audit remediation efforts, ensuring flawless alignment with corporate standards and regulatory requirements.

• Data-Driven Insights: Leverage advanced data analysis to uncover underlying trends, thoroughly analyze risk events, and deliver actionable, strategic insights to senior leadership.

Basic Qualifications:

• Bachelor’s Degree in Business, Finance or Data Analytics

• At least 4 years of experience in Data Analysis, including translating complex data into strategic risk insights

• At least 3 years of experience in Risk Management, Compliance, Audit, or Legal within the financial services industry

• At least 2 years of experience in Project Management or Process Management

Preferred Qualifications:

• Master's Degree in Business, Finance or Data Analytics

• At least 1 year of hands-on experience using data technical stacks (such as Python, R, Spark, or SQL) to automate risk reporting or analyze large datasets

• Professional certification in Business Process Management (BPM), Lean, or Six Sigma

• Strong communication and stakeholder management skills, with a proven track record of influencing senior leadership and driving organizational change

• At least 4 years of experience in Risk Management, Compliance, Audit, or Legal within the financial services industry.

• At least 4 years of experience in Project or Process Management

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Houston, TX: $109,900 - $125,400 for Principal Risk Specialist

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).