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Senior Risk Associate

Location: Plano, Texas
Job ID R109668 Updated date 04/07/2021
Plano 1 (31061), United States of America, Plano, Texas

Senior Risk Associate

Senior Risk Associates at Capital One are the front line of defense to ensure our Company remains stable and profitable. In this role you will be working with Business Risk Office associates, Capital One Auto Finance (COAF) business partners and Operational Risk Management (ORM). Senior Risk Associates at Capital One are highly motivated Risk Management professionals with excellent organizational and communication skills.  They have a high level of exposure across all of COAF and have the opportunity to work with Executives to create and implement innovative solutions to identify and mitigate potential risks to the Company.


  • Having a clear understanding of business strategies, products, services, and risk profile;

  • Provide oversight and guidance on risk matters and assigned risk projects;

  • Support, partner and interact with internal business clients;

  • Provide independent guidance and advice to the business in implementing risk policies and programs;

  • Set direction, manage expectations and lead cross-functional teams;

  • Drive collaboration between the risk, compliance, operational risk, and other business support functions (e.g., legal, privacy);

  • Effectively facilitate 2nd line effective challenge with our business partners

  • Identify, assess and manage risk, including emerging risks and regulatory focus areas, providing appropriate documentation of such risks;

  • Create and maintain appropriate processes and procedures to self-identify, assess, document, control and manage risks;

  • Ensure independent escalation of risk management gaps, issues, and concerns to both executive management and when appropriate, the Board of Directors, including emerging risks and regulatory focus areas;

  • Analyze data to proactively identify risks and trends;

  • Stay current on the changing regulatory environment and understand the impacts to your businesses; 

  • Participate in risk forums and contribute to continuous improvement of risk management practices.

The desired experience and skill set for candidates include:

  • Strong communication skills: Excellent written and oral communication and the ability to drive agreement through intellect, interpersonal and negotiation skills;

  • Clear results orientation: Display an intense focus on achieving both short and long-term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment;

  • Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment;

  • Proficient working in spreadsheets and performing basic data analysis

Basic Qualifications:

  • High School Diploma, GED or equivalent certification

  • At least 1 year of experience in Project or process management


Preferred Qualifications:

  • Bachelor's Degree

  • At least 2 years of experience in Project or process management

  • At least 2 years of experience in Risk Management

  • At least 2 years of experience in presenting to senior leadership

  • At least 1 year of experience in Change management


At this time, Capital One will not sponsor a new applicant for employment authorization for this position

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Who We Are

At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.