Manager, Counsel - Card and Retail BankApply now Job ID R85902 Updated date 01/10/2020 Location McLean, Virginia
At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.
Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.
ABOUT THE ROLE:
The Card & Retail Bank Legal team is seeking an attorney to provide legal support for Capital One’s Retail Bank. At Capital One, you get to work with bright and intelligent individuals who will help elevate you to a new level. If you enjoy working with a team of high performing top talent, Capital One is the place for you! Our legal team thrives on collaborating and creates an inclusive environment where everyone’s voice is heard. This exciting role will allow you to use your depth and breadth of experience to strategize and influence the business lines you support. In addition, you will have the opportunity to enhance your skills and broaden your knowledge. Come to Capital One to be a part of challenging work while enjoying our exceptional culture and work-life balance.
The attorney in this role will be responsible for providing support to the consumer bank’s market experience lines of business. The successful candidate must be capable of quickly answering complex legal questions that arise in our cafe’s and bank branches, including with respect to federal consumer banking laws and state laws impacting consumer deposit accounts.
Work with compliance and business partners to investigate consumer complaints within your areas of responsibility and develop appropriate written responses
Identify and coordinate resolution of potential line of business compliance or operational errors
Provide legal advice on approaches for standardized responses to particular types or recurring instances of complaints or non-litigation demands for compensation
Legal point of contact for Market Experience - including support for questions that arise in connection with safe deposit boxes, trust accounts, third-party claims against bank accounts, and account disputes
Partner with Compliance and Risk to support cafe and branch initiatives
Daily interactions with branch and associates
Juris Doctor from an accredited law school
Active member in good standing of at least one state bar
At least 3 years of legal experience supporting a retail or direct bank
At least 3 years of experience with laws and regulations related to deposit accounts
At least 4 years as in-house counsel at a banking institution or at least 4 years of experience as a practicing attorney in a law firm providing legal advice for a retail bank
Expertise in Regulation E, Regulation CC, Regulation DD, UDAAP, Articles 3, 4 and 4A
Knowledge of deposit account ownership structures, FDIC insurance requirements and state laws impacting safe deposit boxes
Awareness of state and other political subdivision laws impacting retail establishments
Ability to build collegial and effective relationships with business clients, attorneys, risk and compliance professionals
Ability to prioritize and manage a significant volume of legal questions on a broad array of topics with multiple and simultaneous deadlines
Ability to rapidly synthesize new information and make quick, well-grounded decisions
Excellent legal research and verbal and written communication skills with the ability to influence others
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
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For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).