Community Finance Capital Officers seek to leverage our ability to bring debt and equity investment capital to our clients, while serving as the lead marketers for our products and managing specific geographic markets. Once business is located, they lead the deal team through approval and closing of both debt and/or equity for each deal. They determine product pricing and manage resources toward agreed upon targets. They are leaders in their communities, with their broad expertise in bringing capital to bear on critical community issues. The Director, Capital Officer performs responsibilities independently, but often under the guidance or direction of more senior Capital Officers. Our ideal candidate possesses strong presentation, influencing, verbal and written communication skills as well as a high level of attention to detail.
Finances transactions with: Low income housing tax credits (LIHTC), tax exempt bonds, new market tax credits, funding from US Department of Housing and Urban development (HUD), including HOPE VI, HAP contracts, and public housing, and other state/local governmental financing sources.
Plans portfolio growth through the development of a business plan and customer call program in alignment with departmental budget and consistent with overall Bank objectives
Assists other account officers in their efforts to obtain new business and retain existing customer relationships for the bank
Performs the proper pre-qualification, structuring, pricing of all debt and proprietary investments in his/her assigned area. Presents deal proposals to originations manager or designee and credit risk manager and keeps deal team informed.
Negotiates both debt and equity investments related to community development transactions
Manages (or assists in managing) national relationships with fund managers of low income tax credits
Leads the closing of all transactions originated including working with internal and external teams to obtain final credit approval, achieving timely closing and keeping management informed
Leads coordination with other departments for the sale and administration of all financial services to include debt, deposits, investments, derivatives, etc. within the assigned region
Coordinates with various CF functional teams and other departments in the servicing of client relationships and in resolving any client issues that rise beyond the day to day responsibilities of Portfolio Management.
Maintains up-to-date knowledge of competitor’s products and pricing in the market served; identifies community needs and opportunities for the bank to serve.
Assists originations manager maintain monthly team pricing reports, resource materials, brand/marketing materials and form template documents.
Bachelor's Degree or military experience
At least 6 years of experience in Community Finance client management, underwriting, asset management, or a combination
Master of Business Administration (MBA) or Master’s degree in Finance
8+ years of experience in Community Finance
Completion of credit training program
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
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At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.
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