Specialty Underwriting & Portfolio Management, Healthcare Leveraged Lending
Category Commercial Banking
Experience Principal Associate
Primary Address Bethesda, Maryland
OverviewBethesda Metro Center (17049), United States of America, Bethesda, MarylandSpecialty Underwriting & Portfolio Management, Healthcare Leveraged Lending
The Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial’s Bank’s growth and ensuring we have a scalable, well-managed business. This role supports the Healthcare Cash Flow team.
As an Analyst, Underwriting & Portfolio Management, you understand fundamental credit risk management and are able to identify risks and mitigants in a deal and/or annual review. You have oversight from more experienced members of the team, but contribute to transactions in a meaningful way. This includes financial statement analysis, underwriting due diligence, compliance, approval and documentation.
Primary underwriting responsibilities may include:
Perform due diligence on industry and company performance; summarize findings & identify risks and mitigants
Analyze financial statements and spreads for credit strengths and risks; provide recommendations to mitigate risks
Prepare financial modeling inputs with guidance i.e. valuation, pricing, etc.
Evaluate structural enhancements and Capital One product offerings with guidance from deal team or relationship manager
Write and prepare credit approval documents; participate in presentations to credit officers
Work with internal partners to assist with closing process requirements
Prepare term sheets, commitment letters and fee letters with guidance; basic understanding of credit documents
Primary portfolio or asset management responsibilities may include:
Demonstrate ownership of a portfolio of existing customers with minimal guidance
Complete annual reviews and both material and non-material modifications on time with limited supervision
Monitor and determine upgrades or downgrades to risk ratings
Ensure compliance with credit policies and procedures for existing accounts
Respond to requests from internal audit and compliance
Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities
Additional Responsibilities may include:
Mentor and train rotational analysts and new hires
Participate in internal initiatives to ensure the business is well-managed and operates efficiently
Bachelor’s Degree or Military Experience
At least 1 year of experience in financial statement analysis
At least 1 year of experience in financial modeling
Bachelor's Degree in Accounting, Finance, or other relevant fields
Previous experience in underwriting or portfolio or asset management
Completed coursework or training in credit risk management
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
#HybridRoleNo agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
How We Hire
We take finding great coworkers pretty seriously.
Step 1 Apply
It only takes a few minutes to complete our application and assessment.
Step 2 Screen and Schedule
If your application is a good match you’ll hear from one of our recruiters to set up a screening interview.
Step 3 Interview(s)
Now’s your chance to learn about the job, show us who you are, share why you would be a great addition to the team and determine if Capital One is the place for you.
Step 4 Decision
The team will discuss — if it’s a good fit for us and you, we’ll make it official!
How to Pick the Perfect Career Opportunity
Overwhelmed by a tough career choice? Read these tips from Devon Rollins, Senior Director of Cyber Intelligence, to help you accept the right offer with confidence.
Your wellbeing is our priority
Our benefits and total compensation package is designed for the whole person. Caring for both you and your family.
Healthy Body, Healthy Mind
You have options and we have the tools to help you decide which health plans best fit your needs.
Save Money, Make Money
Secure your present, plan for your future and reduce expenses along the way.
Time, Family and Advice
Options for your time, opportunities for your family, and advice along the way. It’s time to BeWell.
Here’s how the team fits together. We’re big on growth and knowing who and how coworkers can best support you.
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